Health Insurance Coverage for Hearing Aids
There are various options available to assist in funding for hearing aids and associated services:
Some private health care plans cover the costs of audiologic tests, a hearing aid evaluation, and even partial or full coverage of a hearing aid. Be sure to check with your health insurance company or your employer's benefits manager to find out. You may wish to advocate for inclusion of audiology services in your plan if they are not included. To learn more about insurance options, please visit our Health Insurance page.
At this time, Medicare does not cover hearing aids. Medicaid often does cover hearing aids and related services for adults, and must cover them for children.
Early intervention through the Individuals with Disabilities Education Act (IDEA) also provides coverage for certain costs associated with audiology services. Early intervention services are provided through either your local school system or your local health department, depending on the state in which you live. Check with your early intervention service coordinator to determine whether your child qualifies for early intervention and what is covered.
Hearing aid loaner banks may provide hearing aids on a temporary basis to children in need. Please call your early intervention program to see if this service is available in your area.
The proposed Hearing Aid Tax Credit law would provide a tax credit of up to $500 per hearing aid, once every 5 years, for parents purchasing a hearing aid for a dependent child. This credit could also be used by persons over 55 years of age for the purchase of a hearing aid.